Search results “Sale contract with payments”
Agreement for Sale of Property and Land - Explained in Hindi
Agreement for Sale of Property is an agreement that is executed between Buyer and Seller before Sale Deed of the land or property is executed. Let's understand the terms and conditions of the agreement and how property is bought and sold through it. Related Videos: Property Registration Process: https://youtu.be/S3KW_a4lLHc Encumbrance: https://youtu.be/Ab-Ugt50fS8 Clear Title: https://youtu.be/s1_6vIldGng Sale Deed: https://youtu.be/pPezwHazJPA किसी भी संपत्ति का Agreement for Sale एक ऐसा अनुबंध होता है जो क्रेता और विक्रेता के बिच Sale Deed निष्पादित करने से पहले किया जाता है। आइए जानते हैं की Agreement for Sale के क्या नियम व शर्तें होती हैं और कोई भी सम्प्पति कैसे खरीदी और बेची जाती है। Share this Video: https://youtu.be/3L2ninpXC4c Subscribe To Our Channel and Get More Property and Real Estate Tips: https://www.youtube.com/channel/UCsNxHPbaCWL1tKw2hxGQD6g If you want to become an Expert Real Estate investor, please visit our website https://assetyogi.com now and Subscribe to our newsletter. In this video, we have explained: What is an Agreement for sale of a property? How is Agreement for sale different from sale deed? What terms and conditions are included in the Agreement for sale? How property is bought and sold through Agreement for sale? What is earnest money? किसी भी संपत्ति का Agreement for Sale क्या होता है? क्या Sale Deed से अलग होता है Agreement for Sale? ऐसे कौन से नियम व शर्तें हैं जो Agreement for Sale में शामिल किये जाते हैं? Agreement for Sale के साथ संपत्ति कैसे खरीदी और बेची जाती है? Earnest Money या Advance क्या होता है? Make sure to Like and Share this video. Other Great Resources AssetYogi – http://assetyogi.com/ Follow Us: Twitter - http://twitter.com/assetyogi Pinterest - http://pinterest.com/assetyogi/ Google Plus – https://plus.google.com/+assetyogi-ay Facebook – https://www.facebook.com/assetyogi Linkedin - http://www.linkedin.com/company/asset-yogi Instagram - http://instagram.com/assetyogi Hope you liked this video on "Agreement for Sale".
Views: 154439 Asset Yogi
Apple iPhone Payment Program: Is It A Good Deal?
The leasing option may make gadgets more accessible, but does it save you money?
Views: 147340 ABC News
Negotiating Seller Financing Down Payments
Attorney and best-selling author William Bronchick (http://www.legalwiz.com) discusses how to negotiate a low down with a seller on an owner carry
Views: 31398 William Bronchick
"How to Pay 50% to Sub Contractors" By Painting Business Pro
Visit my website and let me show you how a $1,000,000 painting company works... http://www.paintingbusinesspro.com Facebook: https://www.facebook.com/paintingbusinesspro Twitter: https://twitter.com/PaintingBizPro Google Plus: https://plus.google.com/116359473138914151778 One of the biggest questions I get is how do I pay my subs 50%? And why don't they just do it on their own? This video covers how we're able to pay our contractors 50% and why they don't venture off and do the business without us. Basically - we pay a very fair amount, which happens to work out to 50%. When we quote a job, we price ourselves so that we can pay 50% to materials and labor. Whether we sub-contract the painting work, or we hire employees... either way we need to keep our labor + materials around 50% to run a healthy profitable business. And that 50% needs to be a fair amount, or we will not be able to keep workers. Contractors don't go do it on their own, because it's a different kind of business. Watch the video to learn more - but basically marketing, sales, and managing the production of the job takes a lot of time and money - which the contractor doesn't have to worry about if they are sub-contracting. If they were doing it all, they would also need to raise prices to account for the expenses of marketing, sales, and production management.
Views: 34687 PaintingBusinessPro
How to Deal With Clients Who Won't Pay - Collection Call Best Practices
How do you deal with clients who refuse to pay? How do you make collection calls? Watch this. SUBSCRIBE FOR VLOGS ► http://bit.ly/WqPFyy What should you do when a customer owes you money and won't pay? Sometimes, the difference between getting paid and not getting paid can be something so small, so it's important that you have a game plan ready BEFORE you reach out to someone who owes you money. In this video, I show you how deal (and how NOT to deal) with a client who won't pay up. After your watch the video, I've got a question for you: Have you ever dealt with a client who just wouldn't pay you for work work? How did you handle it? Share your experience in the comments here: And if you're looking for more videos on marketing, psychology, entrepreneurship, and more, then subscribe to my YouTube channel right here: http://bit.ly/WqPFyy To get even MORE great free content, exclusive tips, and updates I don't share with just anyone, then be sure to sign up for the Social Triggers mailing list here: http://socialtriggers.com/newsletter FOLLOW ME ON INSTA ► http://bit.ly/2kDmQhm FREE BIZ RESOURCES ► http://bit.ly/2rxjHla
Views: 143841 Derek Halpern
Installment Sales Method in Accounting
This video discusses the installment sales method in accounting. A comprehensive example is provided to illustrate the journal entries that are required to use the installment sales method and defer gross profit until cash is collected. Edspira is your source for business and financial education. To view the entire video library for free, visit http://www.Edspira.com To like us on Facebook, visit https://www.facebook.com/Edspira Edspira is the creation of Michael McLaughlin, who went from teenage homelessness to a PhD. The goal of Michael's life is to increase access to education so all people can achieve their dreams. To learn more about Michael's story, visit http://www.MichaelMcLaughlin.com To follow Michael on Facebook, visit https://facebook.com/Prof.Michael.McLaughlin To follow Michael on Twitter, visit https://twitter.com/Prof_McLaughlin
Views: 35550 Edspira
The topic of car finance has been addressed before, but I don't know why people haven't given any real advice or reference to exact figures. So here is my tips and advice on car finance. Please remember to like and subscribe!! Thanks BOOK NOW: Come to a property seminar or trading workshop I host by clicking the link below. You can attend in person or live from anywhere in the world: https://theproperty.academy Or https://www.thetraderacademy.com Follow me on: Instagram - @anishvin https://www.instagram.com/anishvin/?hl=en Twitter - @anish_vin https://twitter.com/anish_vin?lang=en Facebook - @anishvin_official https://en-gb.facebook.com/anishvinofficial/ Snapchat: anishvinayak https://www.snapchat.com/add/anishvinayak Filmed by: @blue_marling (Instagram) https://www.instagram.com/blue_marling
Views: 227915 Anishvin
Module 1 - Understanding & Negotiating International Sales Contracts
Training on understanding and negotiating International Sales Contracts including Purchase Agreements, Sales Agreements, and International Contract Law. Dan Gardner - Trade Facilitators, Inc. www.tradefacil.com
Views: 21331 Trade Facilitators
Contract Payment Manager (CPM)
Learn about DataDriver's Contract Payment Manager (CPM) software, an analytical tool with insurance payments to identify trends with underpayments. This software compliment's GE's Centricity Practice Solution. For more information about DataDrivers and its products, please visit www.designateddatadrivers.com.
Views: 251 Data Drivers
Microsoft Access pt 10 - Invoice with Payment & Dlookup
In this video learn to create an Invoice with Payments & Balance. Also learn to use Dlookup. This video applies to all versions of Access. Link to sample file that included the sample database and notes: http://simpletek.ca/files/access-2013/
Views: 70752 Amir Parmar
How do I cancel the contract to sell my home?
MORE at http://www.realestatedecoded.com/cancel-contract-to-sell-home Contract cancellation or contract termination may not be an option for SELLERS. It depends on your contract. BUYERS usually have a contingency or two that allows them to terminate an agreement to purchase a home. SELLERS usually don't have any such contingencies, they're pretty locked-in from the time they sign the contract. I occasionally get calls from home sellers who are in a panic because they want to get out of a contract they have to sell their home. Typically, my the time they call a strange real estate agent they found online - me - communications between the sellers and their real estate agents are contentious... FULL POST at http://www.realestatedecoded.com/cancel-contract-to-sell-home John Wake Geek-in-Chief at Real Estate Decoded Real Estate Agent at HomeSmart http://www.realestatedecoded.com
Views: 7353 Real Estate Decoded
StormTrak Maintenance - POs, Invoices and Payments for Contract Plows
Step by step instructions on how to record POs, Invoices and Payments made to contract plows. Use the Maintain Lists - Organization - Work Site - Contractor option to associate POs, Invoices and Payments with your contracted fleet.
Business Contract Basics - Important Points to Remember When Putting Together a Contract
Here are some basics tips to help you put a business contract together. Signatures, Pricing, Negotiating, Payment Terms, Promises and More. Find more at www.careforcustomers.com
Views: 15907 CareforCustomers
Contract Tip - Back Up Contingency Agreement - Payment to the Seller???
If you include the Back-Up Contingency Exhibit in your real estate contract, is there a fee to terminate? Watch the video to find out! More Contract Tips: http://www.maximizeyourrealestatecareer.com More about Maximum One :http://KeepMoreCommission.com
The Indian Contract Act 1872 | Part 7 | (Appropriation of Payments) | By Advocate Sanyog Vyas
Watch The Indian Contract Act 1872 Part 7 | (Appropriation of Payments) with Sanyog Vyas For more Online Law Lectures do subscribe our channel : https://www.youtube.com/channel/UC344...
Bad land contract gets local family evicted from house despite monthly payments
It's a quicker and more accessible route to owning a home but as this family learned, it's also very risky.
Views: 128 WKBN27
FarmOn.ph Review 2019 | How to Invest | Contract and Payment Process
FarmOn.ph Review 2019 | How to Invest | Contract and Payment Process Official Website : community.farmon.ph FarmOn 21th cycle or 21st cycle Farmon How to sign contract Farmon Bdo Online Banking A short video about how easy it was for me to make an investment , sign the contract and process the payment. This is my personal review of farmon 2019 and this is my first time investing on their platform Farmon.ph 2019 | Farmon.ph 2020 Review
Views: 522 Guy in a Coffee Cup
(Salesman tells all) Must watch before your next Car/Truck purchase!!
(links below to upgrades) Hope this gives everyone a good inside of what goes on and helps you with your next purchase when buying a car, truck or any vehicle with my salesman tells all video! Thanks for watching. good luck shopping and hopefully this shows you how to get a good deal on a car or any vehicle, new or used. please like, share and subscribe! 1.Led Headlight bulbs - https://amzn.to/2ki2iLo 2.Smoked 3rd Brake Light - https://amzn.to/2IDzqMs 3.Anzo Headlights - https://amzn.to/2LooTlN 4.Raptor Style Grile - https://amzn.to/2KMuHV4 5.Grille letters - https://amzn.to/2GFmBvh 6.Short Antenna - https://amzn.to/2KK59Ie 7.Dee Zee Tailgate shock - https://amzn.to/2KMJCPk 8.Techmate Magnet - https://amzn.to/2GFx2ir 9.Fuel Krank Wheels - https://amzn.to/2Llyf1X 10.Husky Floor mats (front) -https://amzn.to/2s1hWPB 11.Husky Floor mats (back) - https://amzn.to/2KMAERZ 12.Anzo Tail Lights - https://amzn.to/2KMjFiN 13.Fox Rear Shocks (check fitment) -https://amzn.to/2IU9hZ9 14.Flag Trailer Hitch Cover - https://amzn.to/2GIQJ8P 15.Center Console Organizer - https://amzn.to/2ICoJti
Views: 2543181 EddieDriven
How to find Interest & Principal payments on a Loan in Excel
More help: https://www.teachexcel.com Excel Forum: https://www.teachexcel.com/talk/microsoft-office?src=yt How to find the interest and principal payments on a fixed rate loan in excel. This tutorial will walk you through using the PPMT() and IPMT() functions in excel in order to find out how much of a monthly payment on a loan actually goes to pay off the loan amount and how much is just an interest payment. More free excel stuff such as macros, tutorials, articles, etc. go to: TeachExcel.com
Views: 466757 TeachExcel
"Pay off Debt - Your Birth Certificate is Worth Millions" - Busting Myths
We're busting myths and today, and discussing an unusual way people are trying to pay their bills and other debts - using popular conspiracy theories to access "secret" Treasury Direct Accounts. STRAWMAN/REDEMPTION CONSPIRACY ▶︎Brief history / Asserts the federal government granted a birth certificate (name in all caps - the "straw man" - also on social security, taxes, etc) and that the US government has "secret" trust accounts linked to each citizen. (Been used to avoid taxes; taxpayer claims they're not responsible for tax obligation of "straw man") BIRTH CERTIFICATE ▶︎Asserts the birth certificate "bond" created when you were born that prepays all of your debts. (US government declared bankruptcy in 1933 when the country went off the gold standard. Claims that the bankrupt country, in an effort to prevent foreclosure, pledged all Americans to “International Bankers” as collateral for the national debt. As a result, we are all slaves, and our birth certificates are traded on the markets as bonds worth millions.) ▶︎The IRS has categorized "redemption", "strawman", and "Bond Fraud" under Scams and Safety. UCC CODES ▶︎Acceptance for Value ▶︎Sight Drafts / Bills of Exchange / Promissory Bonds ▶︎"Drawing such drafts on the U.S. Treasury is fraudulent and violation of federal law." - Treasury Dept. ▶︎"It is a violation to Federal Law to misuse the Treasury seal or the words, titles, symbols, or emblems of the Treasury Department, or any service, bureau, office or Treasury subdivision; see 31 U.S.C. 333." SOCIAL SECURITY ▶︎Claims you can access your "secret trust" aka your "TDA" or Treasury Direct Account using your social security number and Federal Reserve routing number. ▶︎"Individuals do not have accounts at the Federal Reserve.The Federal Reserve provides banking services only for banks. Individuals do not have accounts at the Federal Reserve." - Federal Reserve Bank of Atlanta ▶︎"Law enforcement, including the Federal Bureau of Investigation (FBI), is aware of this scheme, and the Federal Reserve Banks, including the New York Fed, have been cooperating with law enforcement in their investigations. Individuals who participate in such schemes could face criminal charges." - Federal Reserve Bank of New York POSSIBLE OUTCOMES: ▶︎Those who have already tried these fraudulent forms of paying debt have already learned that it does not work. Federal Reserve Banks do not hold individual accounts, so your "payment" will be reversed or rejected and when it is, you will not only still owe the debt, but likely have incurred additional fees and may even have been sued, making yourself a candidate for wage garnishment or levy. ▶︎You will see claims that it worked in comment threads and such, but no real, long-term proof has ever been shown, to my knowledge. ▶︎In addition, you may find yourself slapped with hefty fees, fines and penalties, under FBI investigation, arrested and/or charged with a crime. ***RESOURCES*** FBI - https://www.fbi.gov/scams-and-safety/common-fraud-schemes/redemption-strawman-bond-fraud FTC - https://www.consumer.ftc.gov/blog/2017/08/no-secret-bank-accounts-pay-your-bills US Dept. of the Treasury - https://www.treasury.gov/about/organizational-structure/ig/Pages/Scams/Bogus-Sight-Drafts.aspx US Dept. of the Treasury - https://www.treasury.gov/about/organizational-structure/ig/Pages/fraud-alerts_index2.aspx Federal Reserve Bank of Atlanta - https://www.frbatlanta.org/news/pressreleases/atlantafed/2017/0712-consumer-scam-alert-fr-routing-numbers Federal Reserve Bank of New York - https://www.newyorkfed.org/banking/frscams.html IRS (See #8) - https://www.irs.gov/privacy-disclosure/the-truth-about-frivolous-tax-arguments-section-i-d-to-e#anch_83 IRS (See Rev. Rul. 2005-21) - https://www.irs.gov/irb/2005-14_IRB SHARE THIS VIDEO: https://youtu.be/sICp--cDyr0 SEE RELATED VIDEOS: https://goo.gl/sNa5fs ∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷ For more tips on how to get out of debt, SUBSCRIBE ➤➤➤ http://bit.ly/1ZPZ8Q2 ∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷∷ ▼FOLLOW ME: LinkedIn - www.linkedin.com/in/debtbytes Google+ - http://plus.google.com/+MichaelBovee Twitter - http://twitter.com/debtbytes Facebook - https://facebook.com/consumerrecoverynetwork/ ▼READ OUR BLOG: http://consumerrecoverynetwork.com ▼FIND YOUR DEBT SOLUTION: http://consumerrecoverynetwork.com/debt-solutions-review/ ▼ASK ME ANY QUESTIONS YOU HAVE: http://consumerrecoverynetwork.com/ask-a-question/ (reader questions for our channel are selected from here) Michael Bovee started CRN in 2004 with a mission to provide people in need with detailed credit and debt help. The DebtBytes Channel is an extension of the CRN blog, and is dedicated to finding the debt relief option or strategy that works best for you.
Views: 184964 Michael Bovee
What If The Dealer Says To Return My Car Because Financing Fell Through? – MI Lawyer Ian Lyngklip
What If The Dealer Says To Return My Car Because Financing Fell Through? – MI Lawyer Ian Lyngklip http://www.ConsumerLawyers.com (248) 208-8864 Listen as Michigan consumer protection attorney Ian Lyngklip explains what to do when a car dealer calls you and tells you the financing on your new car has fallen through. You’re at the dealership. You finally decide which car you want. You applied for financing and you were assured it’s been approved. The car dealer offers his congratulations and then hands over the keys, the title and the registration. You drive off the lot with a smile, excited to show off your new car to your family and friends. Two weeks later, you’re still waiting on the coupon book that will tell you when and where to make your payments. Suddenly, you get a call from the dealer. He’s claiming the financing has fallen through, and he says you need to return the car to the dealership. What do you do? Well, you could be the victim of what’s known as a spot delivery or yo-yo scam. In such a scam, the dealer negotiates terms and lets you take delivery of the car ‘on the spot’, before the financing is completed. A few days later, the dealer calls you with an excuse as to why the financing has fallen through. The dealer hopes that after a few days driving around in your car and bragging about it to your friends, you’ll be reluctant to return it, and that you will then give in to their demands. He wants to pressure you into agreeing to a larger down payment and a higher interest rate. However, in Michigan and most other states, this is illegal. Once the car has been delivered to you, it’s yours to keep unless you stop making payments on your loan. You should know how to protect yourself if you get the call saying your financing has fallen through. First, take all the documents you received at the dealership out of the car and put them somewhere safe. Second, look for any conversations that you’ve had with the dealer regarding the financing of the car to retain as evidence. This includes any emails, voicemails, text messages or any other recordings you may have from the dealer. Next, you make your payments. Since the dealership has failed to send you a coupon book, send your payments directly to the dealership. Be certain to send them by certified mail or some other means that enables you to track the mailings. Retain a copy of the receipts and the checks you sent to the dealer. This proves that you have made your payments on-time. Watch the video to learn more. If you have additional questions about what to do if a car dealer calls you and tells you the financing on your new car has fallen through, I want you to call me at (248) 208-8864. I welcome your call. Visit our firm's educational website at http://www.ConsumerLawyers.com, where you can view more videos and media content from our law firm. Lyngklip & Associates Consumer Law Center, PLC 24500 Northwestern Highway Ste. 206 Southfield, MI 48075 (248) 208-8864 http://www.ConsumerLawyers.com
Views: 137967 Ian Lyngklip
Contract of sale
Views: 515 Jules Lewin
Thats right I worked for Verizon for 8 years and seen some thousands of customers get ripped off throughout that time. Watch this video so you dont give your money away when buying the new Note 8 or Iphone 8 or Iphone X
Views: 239098 KIMO365
Actual Live Sales Call With Dan Lok
Click Here To Discover How To Close More High-Ticket Sales: http://actualsalescall.danlok.link What does an actual sales call look like? In this video, The King of High Ticket Sales™, Dan Lok demonstrates how to handle price objection, and close the deal in a short call while keeping control of the conversation. Enjoyed this video? Click here to learn the art of high-ticket sales: https://www.youtube.com/watch?v=UenRuO4vrOg&list=PLEmTTOfet46NufVkPfYhpUJAD1OBoQEEd ★☆★ SUBSCRIBE TO DAN'S YOUTUBE CHANNEL NOW ★☆★ https://www.youtube.com/user/vanentrepreneurgroup?sub_confirmation=1 Check out these Top Trending Playlist: 1.) How to Sell High Ticket Products & Services: https://www.youtube.com/playlist?list=PLEmTTOfet46PlgDZSSo-gxM8ahZ9RtNQE 2.) The Art of High Ticket Sales - https://www.youtube.com/playlist?list=PLEmTTOfet46NufVkPfYhpUJAD1OBoQEEd 3.) Millionaire Mindset - https://www.youtube.com/playlist?list=PLEmTTOfet46O591glMGzRMoHaIJB-bQiq Dan Lok, a.k.a. The King of High-Ticket Sales is one of the highest-paid and most respected consultants in the luxury and “high-ticket” space. Dan is the creator of High-Ticket Millions Methodology™, the world's most advanced system for getting high-end clients and commanding high fees with no resistance. Dan works exclusively with coaches, consultants, thought leaders and other service professionals who want a more sustainable, leveraged lifestyle and business through High-Ticket programs and Equity Income. Dan is one of the rare keynote speakers and business consultants that actually owns a portfolio of highly profitable business ventures. Not only he is a two times TEDx opening speaker, he's also an international best-selling author of over 12 books and the host of Shoulders of Titans show. Dan's availability is extremely limited. As such, he's very selective and he is expensive (although it will be FAR less expensive than staying where you are). Many of his clients are seeing a positive return on their investments in days, not months. But if you think your business might benefit from one-on-one interaction with Dan, visit http://danlok.com ★☆★ WANT TO OWN DAN'S BOOKS? ★☆★ http://www.amazon.com/Dan-Lok/e/B002BLXW1K ★☆★ NEED SOLID ADVICE? ★☆★ Request a call with Dan: https://clarity.fm/danlok ★☆★ CONNECT WITH DAN ON SOCIAL MEDIA ★☆★ Blog: http://www.danlok.com/blog/ Podcast: http://www.shouldersoftitans.com/ Twitter: https://twitter.com/danthemanlok Instagram: https://www.instagram.com/danlok/ YouTube: https://www.youtube.com/user/vanentrepreneurgroup Linkedin: https://www.linkedin.com/in/danlok Amazon: http://www.amazon.com/Dan-Lok/e/B002BLXW1K This video is about Actual Live Sales Call With Dan Lok https://youtu.be/xMOGd1eS31A https://youtu.be/xMOGd1eS31A
Views: 1260693 Dan Lok
Appropriation of Payment | Performance of Contract | Indian Contract | CA CPT | CS & CMA Foundation
Appropriation of Payment, Learn Promise for Performance of Contract, Who can Perform, How to Perform & Other Incidental Topics .For Details Visit https://www.meraskill.com/ca-cpt/law/performance-of-contract WhatsApp Now: 8692900017 http://www.meraskill.com/
Views: 8296 Mera Skill
Filing of GSTR 3B Return, Generate GST Challan & Online Payment - Live GSTIN.
Latest Class of GSTR 3B - Uploaded in November 2018 : https://www.youtube.com/watch?v=ExXNXRXNB6E Visit us : https://www.onlinecca.com/
Views: 1802125 Amar Jeet Singh
The Best Way To Buy A House - Dave Ramsey Rant
Find an Endorsed Local Provider in your area to help with real-estate! https://goo.gl/Erj53Z Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 1031478 The Dave Ramsey Show
How to Negotiate When Buying a Car
Watch more How to Buy a Car videos: http://www.howcast.com/videos/436886-How-to-Negotiate-When-Buying-a-Car Step 1: Determine the amount Question your credit union about a loan before talking to a dealer to compare rates. Find out how much cash your credit union will approve. This helps you limit the price range of cars you look at and test drive. Step 2: Research invoice price Go online to research the invoice price -- the amount the dealer pays the manufacturer -- before starting negotiations. While you're at it, check out any rebate information and hidden incentives for the dealer. You gain the advantage by doing your homework. Tip The minimum dealer profit is usually around 3 percent. Step 3: Examine four-square numbers Don't be fooled by the dealer's four-square information -- a worksheet the dealer will present you with when you sit down to negotiate that maps out purchase price, down payment, monthly payment, and trade-in value. Doing your own math prevents them from fudging numbers. Determine the interest rate and loan term before you arrive at the dealership to accurately project your monthly payments. Step 4: Know what monthly payment means Resist negotiating based on monthly payments alone, without contemplating the swelling interest rate or stretched loan term. Monthly payment results from the down payment, loan term, and interest rate. Step 5: Play the game Play the game as well as they do. Be surprised that they can't give you a better offer, even if the terms and price are reasonable, just to see if you can move them. They want to create pressure to close you now, but you have time that they don't -- use it. Tip Don't tell one dealer what another's quote was. You need their respect -- demonstrate that you deserve it. Step 6: Drive the bargain Tell the salesperson you will discuss an acceptable trade-in price for your old car, but first must have a satisfactory price on the new car. Drive the bargain when negotiating, impressing upon them you can sell it yourself for more than they'll pay you. Step 7: Prepare to walk Prepare to walk out if you are not handled respectfully or the price is too outrageous. In fact, with some due diligence, cut to the chase and play hardball -- tell the dealer your price and expect a yes or no. Step 8: Expect fees Expect an onslaught of fees and extras just when you think you're done. Some fees are unavoidable, but many can be easily bargained down or avoided. Virtually all extras are unnecessary and overpriced. Throughout the negotiation process, use your knowledge and the research you've done to get the best deal. Did You Know? Preston Tucker started a new car company on the back of his 1948 Tucker model. This company manufactured just 51 cars before failing in 1949.
Views: 307933 Howcast
How to Buy Your First Deal with No Money Down - Real Estate Investing with Grant Cardone
Our offerings under Rule 506(c) are for accredited investors only. GENERALLY, NO SALE MAY BE MADE TO YOU IN THIS OFFERING IF THE AGGREGATE PURCHASE PRICE YOU PAY IS MORE THAN 10% OF THE GREATER OF YOUR ANNUAL INCOME OR NET WORTH. DIFFERENT RULES APPLY TO ACCREDITED INVESTORS AND NON-NATURAL PERSONS. BEFORE MAKING ANY REPRESENTATION THAT YOUR INVESTMENT DOES NOT EXCEED APPLICABLE THRESHOLDS, WE ENCOURAGE YOU TO REVIEW RULE 251(D)(2)(I)(C) OF REGULATION A. FOR GENERAL INFORMATION ON INVESTING, WE ENCOURAGE YOU TO REFER TO WWW.INVESTOR.GOV. Subscribe and comment to qualify for a FREE Real Estate Investing Coaching session with Grant Cardone. For more click here: http://www.grantcardonetv.com/realestate Uncle G brings it for free every Monday with captain Ryan. Today on the show Grant advises to not chase your budget. Finances are won on offence. When you don’t have money, you need to get other people’s money. Who’s got your money? Don’t buy deals you wouldn’t look at if you had a bunch of money. The fact is, we all get stuck finding money no matter how rich you are, so the thing to keep in mind is the deal is what matters, not how much money you have. Most people do deals based on how much money they have. There is no such thing as no money down because you will have to exchange something with them—sooner or later the money will have to come from somewhere. Where can you go to raise money? It’s out there, you just have to find it. Act as a broker and act like you know what you’re doing. Here are 3 things to ask before going into any deal: 1.Ask a woman to tell you how she felt around the property. Just like when you go into a room, you know how it feels. How does the property feel to you? This is subjective, but ask yourself this. 2.Go over the numbers, the T12. This is objective. Do the numbers add up and make sense? 3.Go look at worst case scenario. Go look at the worst year ever. Will it still break even if another 2008 happens? Our offerings under Rule 506(c) are for accredited investors only. FOR OUR CURRENT REGULATION A OFFERING, NO SALE MAY BE MADE TO YOU IN THIS OFFERING IF THE AGGREGATE PURCHASE PRICE YOU PAY IS MORE THAN 10% OF THE GREATER OF YOUR ANNUAL INCOME OR NET WORTH. DIFFERENT RULES APPLY TO ACCREDITED INVESTORS AND NON-NATURAL PERSONS. BEFORE MAKING ANY REPRESENTATION THAT YOUR INVESTMENT DOES NOT EXCEED APPLICABLE THRESHOLDS, WE ENCOURAGE YOU TO REVIEW RULE 251(D)(2)(I)(C) OF REGULATION A. FOR GENERAL INFORMATION ON INVESTING, WE ENCOURAGE YOU TO REFER TO WWW.INVESTOR.GOV. For our anticipated Regulation A offering, until such time that the Offering Statement is qualified by the SEC, no money or consideration is being solicited, and if sent in response prior to qualification, such money will not be accepted. No offer to buy the securities can by accepted and no part of the purchase price can be received until the offering statement is qualified. Any offer may be withdrawn or revoked, without obligation or commitment of any kind, at any time before notice of its acceptance given after the qualification date. A person's indication of interest involves no obligation or commitment of any kind. Our Offering Circular, which is part of the Offering Statement, may be found at www.cardonecapital.com
Views: 754215 Grant Cardone
3 Reasons Why You Should Not Pay Your Debt
Paying off an old collection or charge off will increase your credit score. This is a huge MYTH! Effects of Paying When you pay an older collection account or charge-off account, your credit score most likely will suffer. Think twice before paying off an old collection or charge off. By paying your debt, it renews the date of last activity. The collection company or creditors can now report the account for another 7 years. Everyone knows debt collections are bad for your credit score. Any past due accounts including debt collections have negative effects. These accounts report on your credit report for up to7 years. As accounts age, they have less and less impact on your credit score. Many consumers believe by paying off collections or charge-off accounts, that it will raise their credit scores. It certainly seems logical; however it is far from the truth. If you are concerned about your credit score, paying off debts prior to obtaining any other type of loan or mortgage can greatly hurt your credit score. Ultimately, if it is an older account when paid off (or payments are made on the account), by doing so can be devastating to ones credit score. The recent activity of any derogatory item has a big impact on how it effects your overall credit score. Is the Debt Still Valid? After a certain period of inactivity on an account, a debt becomes time-barred and debt collectors can no longer sue you for it. This period is known as "the statute of limitations on debt" and varies by state. If the statute of limitations has passed, it is illegal for a debt collector or creditor to sue you. You need to be careful in communicating with a debt collector because the debt statute of limitations can easily be restarted by acknowledging that you owe the debt, making a payment, entering a payment plan, making an agreement to pay or making a charge on the account. After 7 Years Collection and charge-off accounts should only remain on your credit report for 7 years. It is important to check your credit reports as the credit bureaus often continue reporting these derogatory accounts over the 7 year limit. If you have any questions regarding collection accounts on your credit reports, call our office today for your complimentary credit consultation. We look forward to hearing from you. 480-502-5554 LEGAL DISCLAIMER: The advice provided is for informational purposes only. It is not to be construed as Legal Counsel or Legal Advice.
Views: 421613 911creditpros
TOP 10 TIPS - BEAT the CAR DEALER FINANCE OFFICE -Best "How to" Auto F&I and Vehicle Loan Advice
SUBSCRIBE HERE!! https://www.youtube.com/user/kevinhunter7 How to buy a car from a dealer with cash, with no credit, with bad credit, with your own bank financing, or with dealer financing. You need to know how to buy a car from a dealership. In this series, you'll get the best car buying tips anywhere. CATEGORIES: car, truck, suv, auto, used cars, autos, mechanic, automobile, vehicle, dealer, automotive news, auto shop, warranty, loans. Car buyers wonder "How do I buy a car and not get ripped off?" Beating the finance man at the dealership is a big part of it. From the Author of "13 Car Buying Mistakes" and "Car Scam of the Decade," Kevin Hunter presents these ten tips for beating the car dealership finance office. Has the Dealer Finance Manager ever ripped you off? Car Dealers have a right to make a profit, but do they have a right to lie to you? From the author of "13 Car Buying Mistakes," here are the "10 BEST Auto Finance tips" if you are buying a car! Want to know how you beat the Car Dealership Finance Man? This MUST WATCH video for Car Buyers is the advice you've been waiting for on how to survive the finance office at a car dealer. Kevin Hunter lays out the products, strategies, and tricks the finance officers pull every day on unsuspecting car buyers, and many of them get away with what they do. You don't have to be one of the people they succeed in deceiving. The F&I Manager, finance man, loan officer, business manager, or whatever the car dealer wants to call him or her... just remember this is the most skilled salesperson the dealership employs. They make more money than any other person in the dealership for a very good reason. They are sharks, and they are NOT looking out for you. They are looking out for themselves and the interests of their dealership. When they "shop" your car deal to many different banks, they are looking for the bank that allows them to pack the most product into your car deal. When you start seeing bank names like Santander, Capital One, Chase, Wells Fargo, Space Coast Credit Union, Regional Acceptance Corporation, Ally... just to name a few, you know you're sitting in a car dealers finance office. Kevin Hunter covers everything from extended warranties, GAP insurance, theft protection... otherwise known as window etching, paint sealers, carpet and fabric protection. All the details on HOW TO BUY A CAR, TRUCK, or SUV. This video was published to help you discover how you can save time and money on your next new or used car purchase by doing your homework first, and then going car shopping as an informed buyer. We are more than amused by a few of the car salespeople or car dealers who contact us and state that we are making a 'small problem' sound far worse than it is. We know there are honest people in the car business, and we receive positive comments from many of them, but it's definitely a buyer beware world out on the car lot! For all of you car buyers who are well steeped in reality, if you watched the video "Confessions of a car dealers backroom" you understand why you need to see this video. By understanding what mistakes to avoid, you'll not only become a smarter car buyer, but you'll also better understand what not to tell a car dealer when buying a car. It's true that you can play all your cards up front with an honest dealer, but unfortunately, they represent the minority of dealer owners (truly transparent and honest dealers make up about 40% of all dealers), and you are unlikely to know the difference until it's far too late. Be smart, do your homework, and you'll come home with a car deal that's good for you and the dealer. After all, that's what fairness is all about. We encourage you to be fair and honest. As a car shopper, live up to your end of the bargain, because it works both ways. Respect the dealers right to make money in your quest to get a fair and honest car deal, proving to them you're an honest person too. It's this kind of attitude by car dealers and consumers alike that will change the car business. We wish you the best!
Views: 977145 Kevin Hunter
GEM ISN Order process after receiving invoice
Government e-market place, purchase through GeM, procurement through GeM, GeM, One-Stop market, e-market, e-market place, Registration on GeM, Bidding, Order, Invoice, Payment, Create Bill
Views: 29200 DGMS ONLINE ISN
Understanding Seller Paid Closing Costs
Understanding Seller Paid Closing Costs - Learn all about what seller paid closing costs are and how to negotiate to get it from the seller. Call 302-703-0727 for a fast pre-approval. Read the full article online at http://delawaremortgageloans.net/understanding-seller-paid-closing-costs/ Seller paid closing costs are also called seller assistance. When a home buyer submits and offer to purchase a property he or she can ask the seller to pay money towards the buyer's closing costs and pre-paid items. Follow Us at: Facebook - https://www.facebook.com/PrimaryResid... Twitter - https://twitter.com/DEMortgages LinkedIn - https://www.linkedin.com/in/delawarem... Google + - https://plus.google.com/u/0/b/1118995... Seller Paid Closing Costs Seller Assistance DE Mortgage Rates Delaware Mortgage Rate Delaware Mortgage Loans Lowest Delaware Mortgage Rates Current DE Mortgage Rates first time homebuyer program current Delaware mortgage rates mortgage rates https://youtu.be/hE3rfWCePHs John R. Thomas Certified Mortgage Planner - NMLS 38783 Primary Residential Mortgage, Inc. 248 E Chestnut Hill Rd Newark, DE 19713 302-703-0727 Office Apply Online at http://www.PrimaryResidentialMortgage... Free Delaware First Time Home Buyer Seminar - http://www.DelawareHomeBuyerSeminar.com Free Maryland First Time Home Buyer Seminar - http://www.MarylandHomeBuyerSeminars.com Primary Residential Mortgage Newark Delaware Branch NMLS – 106170 Primary Residential Mortgage Company NMLS – 3094 Licensed by Delaware State Bank Commissioner – No. 010608 Licensed by Maryland Department of Labor, Licensing and Regulation Commissioner of Financial Regulation No. 18566 Licensed by Pennsylvania Department of Banking No. 23296.004 Licensed by Indiana Department of Financial Institutions Consumer Credit Division, First Lien License 11069 Secretary of State Securities Commission Second Lien License 103936 Licensed by New Jersey Department of Banking and Insurance Licensed by Virginia Bureau of Financial Institutions: MC 2248 Broker MC-2248 NMLS#3094 (http://nmlsconsumeraccess.org) Equal Housing Lender #DelawareMortgageRates #DelawareMortgageLoans #DelawareMortgages #JohnThomas #PrimaryResidentialMortgage #DelawareMortgageCompany #mortgagerate #DelawareHomeLoans #DelawareLoanOfficer #BragAboutYourLoanOfficer #johnthomasteam #mortgagerates
Views: 6339 John Thomas
Contracts: The In's And Outs Of Creative Service Agreements & Statement of Work
Chris Do & Jose Caballer discuss the in's & out's of contracts. Annotations -- 2:29 What a Master Services Agreement contains 3:22 An 'Indemnification Clause' is important for liability protection 4:42 Defining the payment schedule terms 7:27 The discovery phase helps you to determine the real scope of work. 10:59 Standard Statement of Work - Detailed Deliverables 14:30 Q: If you have a repeat client, do you need to continue to use the same contract? 15:41 Q: What are the pitfalls of not having a contract 24:43 If you signed a fixed fee/time contract, then you are screwed. 25:43 Counterpoint: Figure out what the value is to the company 27:25 Q: What's the process of amending a contract (change order) 29:48 Q: What if the contract's signed but the client doesn't pay? 32:26 Example Creative services agreement 35:20 A simplified one-page statement of work Special Thanks to our Sponsors: Shutterstock - http://www.shutterstock.com Media Temple - http://mediatemple.net This is Ground - http://thisisground.com 👉Subscribe: https://goo.gl/F2AEbk 👉See our Academy Channel: https://goo.gl/vB9zoP Want a deeper dive? Typography, Lettering, Sales & Marketing, Social Media and The Business of Design courses available here: https://goo.gl/bRt5qd — Love the content? Become a sustaining member for $5/mo today. https://goo.gl/nwekfL Our BOOKLIST: https://goo.gl/onrdxr Kits & Proposals: https://goo.gl/mSjuWQ Visit our website: https://www.thefutur.com FREE resources: https://goo.gl/Qh6gHr Mandarin (Chinese) Subtitles on UiiUii https://uiiiuiii.com/?s=the+futur — We love getting your letters. Send it here: The Futur c/o Chris Do 1702 Olympic Blvd. Santa Monica, CA 90404 USA — OUR AFFILIATE LINKS Webflow: http://bit.ly/2EbET9l Retro Supply Co.: http://bit.ly/2GW8gzR Skillshare: https://goo.gl/YCo2uT Amazon: http://bit.ly/thefuturishere Creative Market: https://goo.gl/g4jlTE Design Cuts: http://bit.ly/2GSsAR3 Epidemic Sound: https://bit.ly/2T647tR Bring Your Own Laptop Tutorials: byol.me/thefutur By making a purchase through any of our affiliate links, we receive a very small commission at no extra cost to you. This helps us on our mission to provide quality education to you. Thank you. — Futur Podcast on iTunes: 🎙 https://itunes.apple.com/us/podcast/the-futur/id1209219220?mt=2 Spotify: 🎙 https://open.spotify.com/show/5K96ryZCjCmxqMzEotvS8h?si=J0NnGXwcQCymfBEA4poEVA Jose Caballer: http://bit.ly/josecaballerTwitter Chris Do: http://bit.ly/theChrisDoTwitter Purchase a CORE Kit: http://bit.ly/myskooltools === *By making a purchase through any of our affiliate links, we receive a very small commission at no extra cost to you. This helps us on our mission to provide quality education to you. Thank you.
Views: 14273 The Futur
How to Create an Invoice Template in Excel!
In this session, we’ve explained in easy STEP by STEP details about how to create an Invoice Template by just using some basic sum function and lookup feature without VBA in just few minutes. After this video, not only it will be easier for you to create such basic templates, but also you can get the print outs of this template at a single click. This template is very useful for beginners, startups businesses and individuals as it helps in managing and organizing all your finances into one place. We’ve used the following features to create this tutorial. 1. Border Alignments & Formatting 2. SUM function 3. VLOOKUP with IFERROR function 4. Cross Across Selection 5. Page Setup & Print Preview 6. Excel to PDF 7. CONCATENATE function to combine normal text and text from cell reference Visit us for daily dose of Excel Tips & Tricks at http://www.exceltip.com/ In case of any simple or complicated "Excel" query, you can ask to our experts for instant solution at http://www.excelforum.com/
Views: 869525 Excel Tip
Tuition Express: Point-of-Sale Card Payments
How to use Tuition Express to collect point-of-sale payments from families within Procare Software. These are payments made at the front desk or over the phone with a staff person involved.
Views: 322 procaresoftware
Sales of Goods Act- Agreement to Sale and How it differs from Contract of Sale
Agreement to sell and difference with contract of sale Short writeup https://legalfundaa.blogspot.com/2019/01/sales-of-goods-act-agreement-to-sale.html
Views: 13 LegalFundaa
Can I Get A Refund Or Cancel Extended Warranty?
This video explains how to get a refund on a Vehicle Service Contract or Extended Warranty. In most cases it is an exclusionary coverage policy that is cancelable and refundable. How the refund works and what to expect in terms of money back. I also address some of the concerns people have expressed over the years when trying to cancel or get a refund on an Extended Warranty.
Views: 83059 Nathan Goodman
Insights In Law: Landlord and Tenants legal Rights
The following video will help answer some of your questions about landlord and tenant law. When you rent a house or an apartment you enter into a legal contract, As a tenant you have certain rights and responsibilities. Insights In Michigan Law is a weekly video series to help those with legal questions during these challenging times.
Views: 92081 AldrichLegal
Get the Deed: Take Over Homes in Foreclosure Subject To Existing Mortgage
How to work with homes that are in pre foreclosure and why they are easier. See how you approach the deals and establish buy price, prepare docs and go to closing. See more Subject To Investing info here: https://cashflowsystems.thinkific.com/courses/get-the-deed Join me on Google+ in the Community section called "CashFlow" Contact Info: [email protected] Website: http://www.cashflowsystems.thinkific.com/courses/get-the-deed Facebook: @mycashflowuniversity
Views: 55027 Alicia Cox
Selling your property in Spain
Are you planning to sell your property in Spain? ► http://www.pellicerheredia.com/en This guide is to help anyone who wishes to sell their property in Spain who isn’t sure where to start and the pitfalls to avoid. 1. Marketing the property You can advertise your property in many ways, the cheapest way is putting a “for sale” sign or a “se vende” sign on the front of your property. Although cheaper, this is perhaps the least effective way of marketing your property. Another possibility is advertising your property online. Some online companies offer their services for free while others charge. Traditionally you would hire an estate agent. The downside being that the agent will charge a percent of the sales price, to be paid upon completion. Your estate agent may ask you to sign an exclusivity contract that states you will not hire any other company to sell your property. Any contract, should clearly state the commission fee the agent will charge for successfully marketing the property and the contract should be given the green light by your lawyer. 2. Reservation contract. Once you have accepted an offer, the buyer’s lawyer will carry out due diligence checks on the property. If no concerns arise, the next step is to prepare and sign a ‘deposit contract’. Upon signing the deposit contract, the buyer will pay a deposit that will allow him the exclusive right to buy your property. The contract will also state the date for completion. It is normal practice that the reservation contract will state that if the buyer pulls out of the sale after signing the deposit contract, they will lose their deposit. Should the vendor pull out of the contract then they are obliged to pay the purchaser double the amount of the deposit. This clause is written according to Art. 1454 of the Spanish Civil Code. 3. Completion The next step is the closing stage. The deeds are signed in front of a Public Notary by the vendor, the purchaser, or their respective lawyers if they have full power of attorney. Payment is normally made through a bank guaranteed cheque. It is prudent and recommended to hire an independent English speaking lawyer for such an significant and expensive transaction in order to avoid inadvertently accepting the obligation to pay taxes that you are not liable for or agreeing to any unfavorable terms. ► Contact us: Pellicer & Heredia +34 965 480 737 http://www.pellicerheredia.com/en
How To Pay Off Your Mortgage Early
Are you trying to figure out how to pay off your house early? Society has its own strategy but we're here to talk about Kris Krohn's tried-and-succeeded strategies to make that 30-year game into a 5-year game. Time to skip that traditional methodology and into the fastest way! Watch and Enjoy! Kris Krohn & Nate Woodbury WORK WITH KRIS: ======================== Becoming a successful real estate investor is easier than most people know… as long as you have the right Mentor and the right system. Click here to learn your best options: http://LimitlessMentor.com/TV/ BOOKS By Kris Krohn ======================== The Straight Path To Real Estate Wealth: http://limitlessmentor.com/TV The Conscious Creator: http://amzn.to/2gFEkblLimitless: http://amzn.to/2gLQXoV Be On Limitless TV ======================== Record your questions on video, and join me in a future episode: http://bit.ly/2yO78c7 MUSIC ======================== Tobu - Infectious https://www.youtube.com/watch?v=ux8-EbW6DUI Artist: https://www.youtube.com/tobuofficial Licensed under Creative Commons — Attribution 3.0 Unported— CC BY 3.0 ======================== Video by Nate Woodbury (The Hero Maker) BeTheHeroStudios.com http://YouTube.com/NateWoodburyHero
AREA - July 2017 Contract Updates for REALTORS in Edmonton, Alberta
Updates to forms – July 18, 2017 By John Carter, Broker/Owner - REMAX River City Live on WEBforms and repree • the residential purchase contracts;  • two supporting forms; and  • the addition of two new REALTOR® disclosure forms. Purchase contract changes (to residential, country res & res resale condo): 1. Section 2.4 clarify seller warranty – adds that seller “represents and warrants” that on completion day property will be in substantially the same condition. Seller’s warranty now continues beyond completion day. 2. Section 4.5 – late deposits. Seller may void contract if buyer doesn’t deliver deposit by agreed time, but seller’s option expires whenever seller accepts a deposit, even if late. 3. Section 4.9 – deleted. Relates to disbursements of trust deposits, as was in breach of act. Stated trustee was not liable for losses, which they are liable for. 4. Section 6.1 (e & i) – re: encroachments and easements - Since the 2016 contract was published, AREA has learned that some approved municipal encroachments are not registered on title in order to allow a municipality the option to alter their policies in the future. Because these types of encroachments are not completely dealt with in the clause, the additional wording offers a solution. 5. Section 6.1 (g) – regards to seller reps & warranties of known government and local authority notices. Clarifies wording that are “known to the SELLER”. a. Still advise that when representing buyer’s to do their own due diligence to confirm lack of permits or other local notices. 6. Section 7.1 – re: dower rights signing timelines – added “the buyer’s option expires when the seller delivers the Dower Consent and Acknowledgement form, even if delivered late. 7. Section 10.3 – closing payment term. Removed “by electronic transfer” as was not compliant with Canadian Bar Association Real Property Law, as certain steps were required to accept electronic transfers that some law firms cannot meet if party is unrepresented or not a client. Purchase Contract Dower Consent & Acknowledgement Clarify who is an officiating officer. Mostly applicable for out of province clients/spouses. Sale of Buyer’s Property Schedule Clause 1.8 – new addition clause. if the buyer gives written notice waiving the Sale of Buyer’s Property condition before the seller provides the Seller’s Notice to waive all the buyer’s conditions under 1.6, then the Condition Day for any other condition will be as agreed in this contract. - Impact – balances rights of seller and buyer. Buyer can now stagger conditions such that if they remove sale of buyer’s home condition and financing/inspection/other conditions have a later date, those remain in full effect. - Review additional details in the AREA change document NEW disclosure forms For use by REALTORS where conflicts exist. 1. REALTOR disclosure statement to a represented person 2. REALTOR disclosure statement to an Unrepresented person Best practices advise: - Determine the situation and use the right form - Fill in ALL blanks, inserting “N/A” if spots that don’t apply to indicate that they are not mistakenly missed. - Honour the other party’s right to “seek legal or independent advice” by structuring the timing of purchase contract to allow time for them. - Protect yourself by ensure the other party’s signature on the disclosure form is dated PRIOR to their signature on the purchase contract. This shows there was time to consider the disclosure prior to forming the contract.
Views: 81 RE/MAX River City
Secrets car dealers don't want you to know
Everyone has a story to tell, but most never tell it -- until now. This is one man's confession.Meet Philip Reed, a senior editor for Edmunds.com. He worked undercover as a car salesman for three months, and he's now revealing the secrets that dealers don't want you to know. For more information please visit http://www.hlntv.com/video/2013/08/21/car-lot-confession-what-sales-people-really-do
Views: 2066446 HLN
Leasing - Accounting for variable lease payments
Learn more at PwC.com - https://pwc.to/2FgEShv Variable lease payments may impact what a lessee presents on its balance sheet under the new standard. PwC explains how in this video. *Transcript text has been reduced for space restrictions. Watch the full video for the complete information. We’re continuing our leases video series with a discussion on variable lease payments. These payments will impact lease measurement and classification for a lessee under the new leases guidance. A lease liability and a right-of-use asset will be recorded on the lessee’s balance sheet for virtually all of its leases. In this video I’ll cover: What are variable lease payments; Which of these payments are included when you measure and classify the lease; and How to account for changes in these payments. What are variable lease payments? They’re any payments made for the right to use an asset that vary because of changes in facts or circumstances occurring after the commencement date, other than for the passage of time. Variable lease payments are broken down into two categories. The first category is payments that change based on an index or a rate, such as the consumer price index, or “CPI”, or a benchmark interest rate, such as LIBOR. The second category is all other changes, such as factors based on usage or performance. The second category includes payments based on the use of the leased asset, such as payments based on excess mileage under a car lease. Or payments based on performance, for example, when a company has to pay the lessor a percentage of its sales in a retail store lease. Only the first category, that is, variable lease payments based on an index or a rate, are included when measuring and classifying a lease. So how does a company include a payment that’s going to change over time when it doesn’t know the actual amount that will be paid over the lease term? Well, the company should use the index or rate at lease commencement for all of the payments throughout the lease term. Any subsequent change from the original index or rate would be treated as variable lease expense. The lease liability should NOT be remeasured when the index or rate changes. The only time that it would be updated is when the lease liability is remeasured. For example, if there was a contract modification that’s not accounted for as a separate contract or a change in the assessment of lease term. Let’s illustrate this by walking through an operating lease example: · Say a company is leasing retail space for 5 years. · The company is required to make an annual lease payment at the beginning of each year. According to the lease agreement, the payment is calculated as $4,000 times the prior year’s CPI. · The prior year CPI was 250 at lease commencement. · So the initial payment due at lease commencement is calculated as $4,000 * 250, or $1 million. · The lease payment will be used to measure and classify the lease because the payment is based on an established index. · But the annual payment will change every year as CPI changes. So what amounts should be used for each year’s annual payment? · Well, the company needs to use the index at lease commencement that is a CPI of 250, to calculate the annual lease payments for the entire lease term. · So the amount of the lease payments would be $1 million per year, or $5 million for the entire five year lease, which will be used to calculate the straight line lease expense. · The company will record the lease liability at the present value of the four remaining $1 million payments due during the lease term. The right-of-use asset will equal that amount plus the initial $1 million payment. So what happens when the lease payment changes in year 2? · Let’s say that CPI for the following year was 255. This results in the second year payment to be calculated as $4,000 * 255 or $1,020,000 at the beginning of year 2. · How should the company account for that payment? · One million dollars is already factored into the lease liability and the straight-line lease expense because that part of the payment was based on the CPI at lease commencement. · The additional $20,000 should be recorded as variable lease expense in the period in which it is payable. With the effective date of the new leases standard quickly approaching, companies will have a lot of work ahead of them getting ready for the new guidance. But the good news is there are many resources available to help. For more information, please refer to the Leases page on CFOdirect.com.
Views: 6036 PwC US
Cleveland commercial retail building for sale or lease owner financing North Olmsted
http://www.commercialpropertiesforleasorsale.com Building for sale or lease Cleveland Ohio North Olmsted on Lorain road Goodman Realty Owner financing across Starbucks coffee shop on busy retail location corner lot ideal for small business 2,300-SQUARE-FOOT FORMER AUTO ACCENTS WITH 0.23 ACRES OF LAND AND 1,800-SQUARE-FOOT BASEMENT LOCATED AT 25021 LORAIN ROAD ON THE SOUTHEASET CORNER OF LORAIN ROAD AND WESTVIEW DRIVE LOCATED DIRECTLY ACROSS THE STREET FROM STARBUCKS COFFEE AND BETWEEN GREAT NORTHERN BOULEVARD AND COLUMBIA ROAD Work on THREE-CARS in GARAGE AND 14 PARKING SPACES NEWLY REMODELED INTERIOR WITH OFFICES AND A SHOWROOM MONUMENT SIGN ON LORAIN ROAD Sale $415,000 OR LEASE-$3,500 PER MONTH * Financing details: Based on purchase price of $415,000 with deposit of $115,000 with 8.9% interest rate and 360 equal payments of $2392 on a purchase money or Land Contract. Total payments of $861,231.60 with interest only of $561,231. Additional information can be obtained by contacting Realtor
Views: 211 scootersfast2
Purchase And Sale Agreement Explained
We work closely with most NNPC authorized sellers that have genuine product for sell and we also know the lifespan of their licenses. We have them on CIF, TTO, TTT, FOB, etc. We promise to link you to a reliable seller with a reasonable discount. Always focus on getting a genuine dealer if you want to hit it big in the Nigerian Crude Oil and Gas Industry. The solution is dealing with only APPROVED NNPC exporter licensed by NNPC Crude Oil Marketing Department.
Views: 472 Default Name
Upside down car loan- How to deal with negative car equity
Owing more than your car is worth is never an easy problem to deal with. Adam shows you the best way to deal with it.
Views: 148892 carbuyingexpert